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		<title><![CDATA[How to Choose Between a Mortgage and a Larger Down Payment]]></title>
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		<description><![CDATA[Learn how to balance a mortgage and down payment, assess your budget, preserve liquidity, and choose a home financing strategy with confidence.]]></description>
		<pubDate>Wed, 23 Sep 2026 04:32:27 +0000</pubDate>
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